Sit down with a professional. Get the unbiased advice you need,
not the product you don't.
The comparison of a monthly pension to a lump sum is basically a comparison of an annuity stream (the monthly pension) to the lump sum over a period of time, but involves a variety of considerations.
Get a Professional's Opinion
We know lump sum offers and have reviewed many individual cases over 28 years in the industry. We only recommend what’s best for you, and never what’s best for our bottom line.
Not sure what to do about your offer?
Start your decision with some FAQs about lump sums.
Pension Sponsors Would Reap Savings On Longevity Table Delay
An IRS rule that would change life expectancy tables used by pension plan sponsors may be delayed, a prospect that could please many employers.
Reproduced with permission from Tax Management Weekly Report, 36 TMWR 1010 (August 21, 2017). Copyright 2017 by The Bureau of National Affairs, Inc. (800-372-1033) http://www.bna.com
“Minimum present value segment rates (for lump sums) have slightly decreased in every segment when comparing August to July, which means a slight lump sum estimate increase, all else being equal.” – Don Bentley, AIF®, Financial Advisor, LJPR Financial Advisors