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The comparison of a monthly pension to a lump sum is basically a comparison of an annuity stream (the monthly pension) to the lump sum over a period of time, but involves a variety of considerations.
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Pension Sponsors Would Reap Savings On Longevity Table Delay
An IRS rule that would change life expectancy tables used by pension plan sponsors may be delayed, a prospect that could please many employers.
Reproduced with permission from Tax Management Weekly Report, 36 TMWR 1010 (August 21, 2017). Copyright 2017 by The Bureau of National Affairs, Inc. (800-372-1033) <http://www.bna.com>
“Minimum present value segment rates (for lump sums) have slightly decreased in every segment when comparing August to July, which means a slight lump sum estimate increase, all else being equal.” – Don Bentley, AIF®, Financial Advisor, LJPR Financial Advisors